Debt Consolidation Calculator

Your Current Debts
Debt Balance ($) APR (%) Min Pmt ($) Remove

Tip: Enter at least balance and APR. If you don’t know a debt’s minimum payment, use a safe estimate (e.g., 2%–3% of balance for credit cards).

Consolidation Loan
Current Path: Months to Payoff
Current Path: Total Interest
$—
Current Monthly Outlay*
$—
Consolidation: New Payment
$—/mo
Consolidation: Months to Payoff
Consolidation: Total Interest
$—
Interest Saved (Consolidation vs Current)
$—
Time Saved

*Current monthly outlay uses your entered Monthly Budget if it’s higher than the sum of minimums; extra is applied via the debt-avalanche method (highest APR first).

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